CONTRACT TERMS AND CONDITIONS

The parties agree:

The advertiser warrants that he is duly authorized and entitled to advertise the product or services to be advertised under this contract and agrees that he will indemnify and hold harmless the publisher from and against any and all actual or purported claims, demands, causes or liabilities and cost of defense resulting from a lack of such authorization.

1. This contract may be cancelled if written notice is received by publisher's home office within 72 hours after date of contract.

2. All contracts are subject to acceptance by publisher. Also the publisher may cancel this contract at any time by refund of any amount paid pursuant hereto.

3. If advertiser sells or assigns his business, this contract will be considered a part of the sale or assignment and any balance due is to be paid out of the proceeds of the sale.

4. The liability of the publisher to the advertiser for damages resulting from failure to include any or all of the requested items in the directory, or from errors in the printing thereof, shall be limited in amount to the total amount paid under this contract.

5. Publisher may reject or change any advertising copy or listing classifications or may supply such copy or listing classifications if none are furnished by the advertiser.

6. Proofs are requested in writing. No specific position is guaranteed for advertising. Failure to acknowledge or return proof will not alter contract payment terms or obligations.

7. Publisher may extend or reduce the issue date and period of usage. If the period of usage is extended beyond 12 months advertiser agrees to pay a prorated or monthly charge for the extended period. If the period of usage is reduced to less than 12 months advertiser will be credited accordingly.

8. Advertiser agrees to pay invoices upon receipt thereof. Advertiser agrees to pay 1 1/2 % per month on any delinquent unpaid balance. Should any payment become delinquent the entire balance shall become due and payable immediately. If payment is not received within 30 days from the due date, publisher reserves the right to cancel the advertiser's advertisements and retain all collected monies for liquidated damages. Advertiser to pay all cost of collection including but not limited to attorneys fees of 33 1/3 %, investigations, court cost and collection agency cost.

9. The contract amount is due and payable upon signing of the contract and shall be paid no later than upon submission of electrostatic proof of ad to advertiser. Advertiser and agent (if any) both agree to be jointly and separately responsible for full payment thereof. In any action brought upon this agreement, venue shall be proper in Ft. Walton Beach, Florida or any other court of appropriate jurisdiction as determined by the publisher and advertiser and agent expressly waive any objection to venue or personal jurisdiction therein.

10. Publisher shall not relieve advertiser or agent of their obligations hereunder.

11. This contract contains the entire agreement of the parties thereto, and may not be modified except in writing. The terms and conditions shall apply to the forthcoming issue only and a new contract must be made for each subsequent issue prior to the closing date.

12. All payments shall be due and payable to publisher at it's office in Ft. Walton Beach, Florida.

13. Publisher reserves the right to determine and or change publication quantity, size or format.

14. Publisher hereby claims ownership of and the right to copyright any advertising that it prepares as original artwork. Publisher hereby gives advertiser an assignment of the above set forth rights of advertising in the publication named in the contract only.